Services
Workers' Comp Class Code 0042: Landscape Gardening & Drivers
What it covers
Landscaping installation and maintenance including planting and grading. Tree work at height typically belongs in a much higher-rated tree-trimming code — a major misclassification hotspot.
Illustrative rate range
$4.50 – $9.00 per $100 of payroll
National illustrative range — varies by state and carrier.
Worked example: on $50,000 of annual payroll, this code alone would cost roughly $2,250 to $4,500 a year.
Commonly confused with
Signs you may be misclassified
- Some of the actual work looks more like Janitorial Services — By Contractors (code 9014) than Landscape Gardening & Drivers.
- Nobody has re-checked this code since your job duties, work location, or equipment changed.
- The code on your policy is whatever your agent guessed at signup, not something based on actual duties.
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